RTO - how to get your old booklet based RC book renewed within the state from different RTO office

Declaimer : This is written as per the process i myself went through in various RTO offices while i was getting my work done with out middle man and with out paying any unaccounted money. It may be different that what government has put in their website/software[ they are the main source of information for you] 

This article is useful if you had a booklet based RC book and it expired and you want to renew it from your present place within the same state.

The processes are very very simple:

1. You need to send a written [ track able ] communication to previous RTO office address stating that your RC book has expired and you need to renew it in say Bangalore so they need to clear the tax flags off in their new Parivahan software.
2. you may find it difficult to get it done at some point but keep calling and asking for updates regularly with out loosing hopes.
3. Once they clear the flags you need to visit the RTO office front desk in Bangalore and then apply for renewals
4. At this point in time you may be asked to work with backend PA office [ Personal assistant for transport officer ] to get it data entry done
5. Work with such front desk to get data entry done.
6. Now take form 25, insurance copy, pollution certificate, RC book original, address proof, a file, a binding clip/tag, pan card zerox and put up them very neatly all together with all your request details neatly written on the file front page.
7. Submit this form in the front desk and get your vehicle inspected [ carry a pen and paper some time they dont have it to take impression of engine and chassis number from your vehicle body ]
8. Pay the fees and you are all done with acknowledgment 

Thanks to new government for making parivahan.gov.in/parivahan/ website which is so much fast, user friendly and makes life simple.

Don't ever pay bribe rather learn the process, teach to others in office, friends circle

As per the government website :

Procedure

• Form 25: Duly filled up
• Registration Certificate in original
• Pollution Certificate
• Valid Insurance Certificate
• Vehicle is then to be produced before the registering authority for inspection.
• Re-registration Fee is to be paid at the cash counter and receipt for the same will be given.
• New Registration Certificate will be issued by the department.

RTO - ownership transfer by ourself with out paying any broker

Declaimer : This is written as per the process i myself went through in various RTO offices while i was getting my work done with out middle man and with out paying any unaccounted money. It may be different that what government has put in their website/software[ they are the main source of information for you] 

In case if you are looking for transfer of your vehicle from one RTO office to another this blog would be useful.

Following are very simple steps that you can follow:

When usually applied for CC?

1. If you have relocated to different address and want your vehicle details moved from one RTO to another
2. If you have purchased a car from owner of one city/place to another city / place
3. Removal of hypothication after loans are cleared

Steps:

1. Go to https://parivahan.gov.in/parivahan/ - thanks to Modi government for digitizing the government offices processes. In fact a really really beautiful and wonderful website.
2. Enter your vehicle number and chassis number [ last 5 digits ]
3. Apply for CC by selecting radio button on the top and filling required from - to related data
4. Pay fees online for hypothication etc [ no fees for CC ]
5. Take print out of the fee paid receipt which will be generated sooner once paid online
6. Now attach required documents like NOC, insurance, emission test, PAN card zerox, photo ID proof and RC book, Envelope with self written address with postal stamps, and a form for CC 
7. NOC, CC form etc should be signed by the person/authority from which you are purchasing the vehicle
8. Once submit all these documents you need to get acknowledgement receipt from RTO office and you are done.

next process:

1. You will get RC book/card and other details to your home address while NOC etc are transferred from RTO to RTO within you dont need to worry.
2. Now if you are transferring vehicle to your name then fill form 29, form 30[part -1, 2], insurance copy, pan copy, id/address proof, photos 2-3, emission report, RC book, NOC and stamped postal address envelope in a neatly done folder and submit in the RTO office at front desk.
3. If you are asked to meet data entry operator just submit your file and visit them again after given amount of time [ no need to pay or worry about data entry its their job ]
4. Once data entry is done you will be eligible to pay fees online or at counters
5. Pay fee and take customer copy and visit front desk along with file and you are DONE

Overall transfer of ownership from old owner to new owner happens within Rs. 1000/- or 100 more.

Instead of paying a bribe of Rs. 3500 or 4000/- better you learn and do it your self and educate your neighbors or office friends etc.

How would you like to increase happiness and being together with spouse

           "How can i make my husband/wife happy and remember good stuffs rather bad stuffs"

Basically if you closely observe your elder family members ( grand parents ) or people who live simple life in villages etc you can find answer easily. But let me share what i found as an answer for myself.

I found my parents (who live in modern world and still follow simple life), always talking about some travel they made year back, couple of years back, marriages that they attended, temples that they visited, climate conditions during some of their outings, some small challanges and fun involved in solving those etc very frequently.

I thought, they are simply spending their time as they are mostly free ( no TV watching habit, no mobile habit, no cricket watching, no talking of politics etc ).

But trick is this:
"if randomly some one comes and asks a question how is life?" you always speak that is recent or top of mind.

So what my parents were doing was simple thing: Try to refresh mind with things which they enjoyed as spouse or partner to each other. Thus i see them always smiling, doing more work at home and being positive.

But today new generation always talks only about things that happened bad and hence always are under stress and feeling negative. Even if nothing going wrong in family they talk about things going wrong in politics, serials, movies ...

LED bulbs how to get it

Friends,

Its time to make our Energy resources saved and also utilise facility provided by government.
There is a program DELP started from Government of India and followed by implementation through states.

Karnataka state has implemented DELP known as BELAKU.

Its easy, take following and get LEB bulbs up to 10 numbers for Rs. 100/- only for 9W capacity + 3 years warranty....

Go to nearest BESCOM office

1. Latest E-bill
2. Identity proof ( photo copy or original )
3. Pay Rs. 100/- per bulb or opt for EMI option as well....

Enjoy and let India save energy resources and go green.

Finding Guidance Value while purchasing properties

You can use government created website to look upon guidance value of the property area.

http://202.138.101.165/karigr/

Else you can even visit sub-registrar office and ask for guidance value with out paying single rupee.

Note: Never pay bribe or have agents for this. This is very simple and easy process.

How to control hairy caterpillar ( Kambli Hula in kannada language )

Kambli hula (Kannada) know as Hairy Caterpillar  spreads like any thing in this mansoon season across walls and on the roof top. The number keeps increasing and there is also a threat of slowly spreading into corners of windows, roof top and inside the house as well.

Where it grows :

1. It will grow if your roof top or the place is exposed to rains and stagnant water.
2. It will grow faster if such places are exposed to light in the night time also.
3. It always need light hence they climb up to be exposed to sun light or any other light available.

How to control it :

1. It can be cleaned and removed from all the places with the help of labor and moved to green fields in a plastic bag.
2. If you want you can burn also ( killing many people dont like ) by collecting all at once.
3. Use lots of sprays available in the market or with corporation offices.
4. Use soap and boric powder mixed water and spray on the walls and roof top so that it will not grow and will move out from your place or will be killed if it eats the spray.

The 4th method was very effective and it will even take care of concerns like why to kill them and just get rid off them.

Hope this helps, as this season for Hairy Caterpillar growth every where ...

SBI Max Gain

I found that SBI magnum type of Overdraft Accounts are good for loans now a days.
Basically i found following benefits with my own experience.

1. This account is simple to operate and has more flexibility compared to other loan accounts.
2. It is like you save money for future use with the same loan opted one time.
3. If you have say loan of 10 L and have 2 L at hand its good to deposit in this type of account and you carry liquidity all the time and also you will get benefited by loan interest rate reduction.
4. If you need money in future you can simply NEFT/Cheque/ATM type of transaction to get amount.
5. You dont need to run behing personal loans, lots of documentations etc.
6. It will help you to plan further for small small other investments in real estate which is not possible if you have regualar type of loan accounts as part time payment is never liquid or can be encashed.
7. Each rupee you save in this account saves loan interest and hence you will gain lots of benefits.

SBI Max Gain has following nice features:
1. SMS alerts,
2. ATM, Cheque Book, Online transaction facility
3. Good transaction history and records facility
4. No need to run to banks each time for any data every thing is online.
5. Has monthly statement also sent to email ID automatically which is helpful.

Hope this information helps you to plan your loans.