Monday, September 16, 2013

How to control hairy caterpillar ( Kambli Hula in kannada language )

Kambli hula (Kannada) know as Hairy Caterpillar  spreads like any thing in this mansoon season across walls and on the roof top. The number keeps increasing and there is also a threat of slowly spreading into corners of windows, roof top and inside the house as well.

Where it grows :

1. It will grow if your roof top or the place is exposed to rains and stagnant water.
2. It will grow faster if such places are exposed to light in the night time also.
3. It always need light hence they climb up to be exposed to sun light or any other light available.


How to control it :

1. It can be cleaned and removed from all the places with the help of labor and moved to green fields in a plastic bag.
2. If you want you can burn also ( killing many people dont like ) by collecting all at once.
3. Use lots of sprays available in the market or with corporation offices.
4. Use soap and boric powder mixed water and spray on the walls and roof top so that it will not grow and will move out from your place or will be killed if it eats the spray.

The 4th method was very effective and it will even take care of concerns like why to kill them and just get rid off them.

Hope this helps, as this season for Hairy Caterpillar growth every where ...

Saturday, September 14, 2013

SBI Max Gain

I found that SBI magnum type of Overdraft Accounts are good for loans now a days.
Basically i found following benefits with my own experience.

1. This account is simple to operate and has more flexibility compared to other loan accounts.
2. It is like you save money for future use with the same loan opted one time.
3. If you have say loan of 10 L and have 2 L at hand its good to deposit in this type of account and you carry liquidity all the time and also you will get benefited by loan interest rate reduction.
4. If you need money in future you can simply NEFT/Cheque/ATM type of transaction to get amount.
5. You dont need to run behing personal loans, lots of documentations etc.
6. It will help you to plan further for small small other investments in real estate which is not possible if you have regualar type of loan accounts as part time payment is never liquid or can be encashed.
7. Each rupee you save in this account saves loan interest and hence you will gain lots of benefits.

SBI Max Gain has following nice features:
1. SMS alerts,
2. ATM, Cheque Book, Online transaction facility
3. Good transaction history and records facility
4. No need to run to banks each time for any data every thing is online.
5. Has monthly statement also sent to email ID automatically which is helpful.

Hope this information helps you to plan your loans.

Wednesday, August 21, 2013

Requesting Anti-mosquito spray in society from BBMP

Due to wide spread health issues it is good to get mosquito controlled in your area.
This can be done by following steps:

1. Form a group from few houses and reach out to BBMP ward office.
2. Get health officer contact details from them and contact.
3. request them for controlling mosquito and spray on regular basis.
4. Once you get contact of the person who comes as serves better to contact him as well and help him with your signature on attendance.

Note: This is what i have followed and we were able to control mosquito in our area in Bangalore.

Monday, March 18, 2013

KEB Meter Transfer process - Karnataka Bengaluru

Go and inquire about application form.
Then follow below process:

1. Purchase an application form after checking with KEB/BESCOM from any vendors around.
   it would cost around Rs.350/- max. ( Check for correctness of template, Franking amount on papers etc ).

2. Now fill the application form.
3. Take signature of previous owner.
4. Pay Rs.100/- charge and give the application from along with Sale Deed or Khata Certificate etc by showing originals. If your documents are with Bank ( loan ) then you can get copy of signed and sealed documents from respective Bank and give that in BESCOM.
5. Keep information about Meter manufacturer, and details written on the electric meter at your home. Its good to take photo of it if you have a smart phone :)
6. Note down the present meter reading and pay any outstanding.
7. Get acknowledge

Note: Never pay any bribe so that we can also be clean at our transactions.

Thanks,
Madhava

BWSSB Transfer process - Bengaluru Karnataka India

 Please find below a sample affidavit for BWSSB purpose. What you need to do next:

1.       Fill in the blanks, do any minor edits as applicable for you. Also write a simple letter for transfer of the said connection.
2.       Purchase an e-stamp paper for the minimum amount (Rs. 20 or Rs. 50).
3.       Get a computer printout of the document on the e-stamp paper.
4.       Sign the document at DEPONENT.
5.       Go to any Notary and get it attested.

That’s it. Pay transfer money(Around Rs.250/- in Jan 2013) at the BWSSB office (with receipt). Take a photocopy of the request letter for the transfer and get it signed/sealed as acknowledgement. Follow up after two weeks.









Thats all !!!

Thanks,
Madhava

SAMPLE AFFIDAVIT:



AFFIDAVIT


I, ____________________, aged ___ years, residing at ______________________________________________, do hereby solemnly affirm and state on oath as follows.


I submit that I am the absolute owner of the above property, purchased/acquired by me, through a registered Sale Deed dated ______________ (photocopy enclosed).


That the water supply and sanitary connection bearing RR No. ______________ still stands in the name of the previous owner, namely Sri. ____________.


I request that the concerned BWSSB authorities, i.e. _______ sub-division, BWSSB, Bangalore accept this affidavit and transfer the said water supply and sanitary connection to my name.


In this regard, in future, if any claims, litigation, court case arise with respect to this water supply and sanitary connection, I will be held responsible for the same.


What is stated above is true and correct.



Place: _________
Date: __________



       DEPONENT


SWORN TO BEFORE ME

Khata Transfer in Bangalore easy

Note: In government offices following this fundamental thing.
1. There will be always simple process never get confused too much about process.
2. Never ask too many basic questions to officials where by you show your self as illiterate in things that are needed for daily life in India.

The process is simple.

  1. Take a form from the office or help centers ( 10/- per form ).
  2. Get previous owner signature
  3. Calculate 2% on stamp duty for the DD in favor of revenue officer.
  4. Give DD, application signed by previous owner, photo copy of mother deed, sale deed, previous khata certificate, tax paid receipt etc.
  5. Take originals, ( if they are with bank then certified copy from bank, notary done on each page etc ).
  6. Submit and don't go behind them later as per SAKALA rule they have to finish in one month maximum.
  7. You can later get khata certificate and extract from any citizen help centers available around Bangalore. You don't need to go to same office.
Note: Get the SAKALA reference number added to your acknowledgment that you get.

Thanks,
Madhava