Monday, September 16, 2013

How to control hairy caterpillar ( Kambli Hula in kannada language )

Kambli hula (Kannada) know as Hairy Caterpillar  spreads like any thing in this mansoon season across walls and on the roof top. The number keeps increasing and there is also a threat of slowly spreading into corners of windows, roof top and inside the house as well.

Where it grows :

1. It will grow if your roof top or the place is exposed to rains and stagnant water.
2. It will grow faster if such places are exposed to light in the night time also.
3. It always need light hence they climb up to be exposed to sun light or any other light available.


How to control it :

1. It can be cleaned and removed from all the places with the help of labor and moved to green fields in a plastic bag.
2. If you want you can burn also ( killing many people dont like ) by collecting all at once.
3. Use lots of sprays available in the market or with corporation offices.
4. Use soap and boric powder mixed water and spray on the walls and roof top so that it will not grow and will move out from your place or will be killed if it eats the spray.

The 4th method was very effective and it will even take care of concerns like why to kill them and just get rid off them.

Hope this helps, as this season for Hairy Caterpillar growth every where ...

Saturday, September 14, 2013

SBI Max Gain

I found that SBI magnum type of Overdraft Accounts are good for loans now a days.
Basically i found following benefits with my own experience.

1. This account is simple to operate and has more flexibility compared to other loan accounts.
2. It is like you save money for future use with the same loan opted one time.
3. If you have say loan of 10 L and have 2 L at hand its good to deposit in this type of account and you carry liquidity all the time and also you will get benefited by loan interest rate reduction.
4. If you need money in future you can simply NEFT/Cheque/ATM type of transaction to get amount.
5. You dont need to run behing personal loans, lots of documentations etc.
6. It will help you to plan further for small small other investments in real estate which is not possible if you have regualar type of loan accounts as part time payment is never liquid or can be encashed.
7. Each rupee you save in this account saves loan interest and hence you will gain lots of benefits.

SBI Max Gain has following nice features:
1. SMS alerts,
2. ATM, Cheque Book, Online transaction facility
3. Good transaction history and records facility
4. No need to run to banks each time for any data every thing is online.
5. Has monthly statement also sent to email ID automatically which is helpful.

Hope this information helps you to plan your loans.